credit card scams have exploded in many countries, including France, with one million people in two years, an increase of 44% of cases between 2010 and 2012. the total fraud amounted to € 450.7 million in France in 2012, as revealed by the National Observatory of delinquency and criminal responses (ONDRP). We also learn that the number of frauds increases twice as fast as the number of outstanding credit cards in France. In addition to two out of three cases, the victims are charged only once for an average amount of approximately € 00
attempts Scams With the growth of online transactions, fraudsters have multiplied.
Most commonly used techniques are the following:
• Phishing. This means of misleading emails sent to consumers, who seem more real than those of suppliers or service providers such as banks, telephone operator ... Victims are asked to complete questionnaires unsuspecting asking them to provide their bank details.
• Spyware. It is installed on a computer when downloading or opening an e-mail without the owner even realize it. Everything that happens on this device is saved, including credit card numbers that will be typed on the keyboard during an online purchase.
So what to do in case of such scams? First call your bank to block the card and get a refund. In most countries, banks are required by law to pay the full amount stolen. You can also go to report to the police, but in many cases, criminals are not even found.
How can you prevent yourself from such attacks? The banks announced a security system more and more. On the Internet, many sites say they provide secure payment, sometimes with an additional security system called 3D Secure, which has been used since 08: this safety standard adds a step in the transaction (for example, the send SMS verification code to your mobile holder). This helps to reduce fraud, but criminals can also hack the mobile phone number of the owner of a hacked computer ...
The problem is not new and yet fraud continues to increase, but banks do to prevent this? Users can be completely protected after they discover the fraud, but before the fraud, things do not move. "
On a daily basis, some simple steps can reduce the risk of your banking information hacked.
• Focus on secure and known websites. Today, secure payments represent only 27.5% of all online payments, and e -commerce many sites are still reckless.
• Monitor your bank statements. banks do not contact customers in case of unusual activity representing large sums of money.
the best way to protect your banking and personal data is to use a VPN service. This will ensure that no one listens and uses data you send via Internet connection without protection. This prevents your credit card number, bank passwords online, email accounts or your social networking profiles to be intercepted and used without your knowledge.
Our VPN service encrypts your Internet connection with a complex system of encryption using the AES-256 algorithm. This coding will make it impossible anyone to interact with your personal data, even if your connection has been intercepted or compromised. Any information you send will go directly into your secure virtual tunnel. With VPN, you can easily direct your traffic by choosing a server in one of 50 countries available. This way you can enjoy the best VPN service for secure Internet connection from your computer, tablet or mobile phone, even being able to use a VPN connection simultaneously for 2 devices.
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