With more than 10 million Americans online purchase and 51% of American adults do their banking online , it is safe to say there is a great need to secure its online transactions. There are many scams out there, so you better watch. Follow our advice and you strengthen your security mobile banking and online!
1. Attach your device
Always use on your computer or smartphone to ward off intruders. Update frequently and make sure you have the latest version of your browser and get all the security updates for your operating system.
2. Secure your connection
This is fundamental because without a secure connection, your data can be intercepted. First, make sure the bank or an online store uses SSL (Secure Sockets Layer) that encrypts the connection. To see if a site is secure, look at the URL - if it starts with https: //, it's safe, if it is simply http: // it is not encrypted. Make sure to secure your connection over public hotspots since you are very vulnerable to them. Read on and you will discover the best way to encrypt your connection for maximum security!
3. Beware of phishing, especially in e-mails
wary of giving sensitive information on the Internet. There is no reason why your bank email you and you tell them your sensitive data. If a sender untrusted application you payment details or bank account information, simply send it directly to the spam folder and forget. There are several ways sneaky these identity thieves will try to trick you into giving them full access to your bank accounts. Do not open e-mails from unreliable sources, especially when they claim to be a bank, lawyer or a distant relative who want to donate money.
4. Protect your passwords
Most banks use two-factor authentication today, which means that you will have a code sent to your mobile phone or some sort of dongle - it varies from bank to bank. Make sure to use two-factor authentication, it gives you that extra layer of security. If a website claiming to be a bank asks your details at once, beware. Learn more about picking good passwords here
5. Spend your bank statements often
Stay updated with your weekly spending, especially on what, where and when you spent. This way, you can easily spot the fraudulent purchases and immediately block the card.
6. Remove all traces
Never send your login information with e-mail or SMS and do not leave passwords lying around. When you use the computer to someone else or public, never the browser to remember your username or password. Be sure to disconnect from all sites and delete tracking cookies browser , cache and history when closing down. I saw myself in Internet cafes too much time the user before me forgot to log out of their email - imagine what a dishonest person could do with all the details in there
7. Protect your cell phone too
With 35% of American adults conduct their banking online on mobile, it is evident that your portable devices need security too. Make sure you secure your mobile phone so if you use it to the bank or buy things with it. Do it automatically lock and password-protect password screen after a short period of inactivity. Enable Apple's "Find My Phone" if you use an iPhone or "Device Manager" if you use Google Android. This way, you can locate your phone if you lose it, or remotely delete all sensitive data so that it does not fall into the wrong hands.
8. notifications bank account configuration
Some banks offer to send you free real-time notifications of all steps taken to your bank account or by e-mail or SMS. It's a pretty great feature, especially if you're traveling, so you can keep track of all expenses and make real-time that no overloading you.
9. Preventing bank lockouts
Before traveling, it is a good habit to call your bank or credit card company to inform them of the place where you are going. This helps in prevention of fraud and you will not end up abroad with a blocked card. If you try to connect to your bank abroad, they might find your IP address, and a stranger a red flag is raised. Make sure to bring the tool that secures your bank and you can access from anywhere in the world ...
Securing your mobile banking and online
SaferVPN will encrypt your connection on both the PC and mobile devices. No one can intercept and decrypt your information since we provide encryption for banking for all your incoming and outgoing data. Second, by having the IP address of your home country, you will not raise flags to the fraud department of your bank, avoiding the risk of them to block your card when you're abroad. Finally, a VPN allows you to securely access your online banking, pay your bills safely, and avoid having your credit cards blocked when traveling. Try free today SaferVPN
Bank safely
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